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Not all health plans are created equal. On-Exchange plans may qualify you for thousands in savings, while Off-Exchange and short-term plans can leave you exposed with no financial help. Before you risk going uninsured for an entire year, learn the differences and let Doctor Insurance One guide you to the safest, most affordable option.

2026 will be the strictest enrollment year ever. No late enrollments, no second chances, and no backup SEPs. If you don’t enroll during Open Enrollment, you’ll likely go without coverage all year. Doctor Insurance One is here to help you enroll before it’s too late.

As we approach the 2026 plan-year for marketplace coverage under the ACA, a number of important changes are coming into effect. These changes impact premiums, subsidies, enrollment rules, and plan design, and will matter for agents advising clients and consumers selecting coverage. Below are the major changes you should know.

Open Enrollment for 2026 starts November 1. This is your chance to get or renew health insurance that fits your needs and budget. If you miss it, you may only enroll with a qualifying life change and proof within 60 days. Don’t risk going uninsured. Aetna members, please contact us for your 2026 transition.

Missing a tax form could cost you your health insurance savings. Learn why filing correctly is essential for keeping your low ACA premium.

Aetna has announced its exit from the ACA Marketplace starting in 2026, affecting thousands of members nationwide. At Doctor Insurance One, we're committed to guiding our clients through this change with personalized support and plan alternatives. Whether you're a current client or exploring your options, we're here to help you stay covered without disruption.

Navigating the U.S. healthcare system can be a complex journey, particularly for non-citizens. However, the Health Insurance Marketplace, a cornerstone of the Affordable Care Act (ACA), aims to provide avenues for affordable and comprehensive coverage. In this article, we’ll delineate the immigration statuses that qualify you for health insurance through the Marketplace and underscore recent updates, such as the inclusion of Deferred Action for Childhood Arrivals (DACA)

The Affordable Care Act (ACA), signed into law in 2010, brought sweeping changes to healthcare in the United States, including a mandate to ensure all health insurance plans offer a core set of essential health benefits. Under ACA law, health insurance plans must cover ten categories of essential health benefits. These benefits ensure that individuals have access to comprehensive care, ranging from preventative services to more specialized treatments.

Navigating the labyrinthine world of health insurance can feel akin to venturing through a dense forest without a map. However, being well-informed about the intricacies of the Affordable Care Act (ACA) can illuminate the pathway to affordable healthcare. One of the most notable features of the ACA designed to assist low-to-moderate-income families is the benefit known as Cost-Sharing Reductions (CSR).