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As we approach the 2026 plan-year for marketplace coverage under the ACA, a number of important changes are coming into effect. These changes impact premiums, subsidies, enrollment rules, and plan design, and will matter for agents advising clients and consumers selecting coverage. Below are the major changes you should know.

Open Enrollment for 2026 starts November 1. This is your chance to get or renew health insurance that fits your needs and budget. If you miss it, you may only enroll with a qualifying life change and proof within 60 days. Don’t risk going uninsured. Aetna members, please contact us for your 2026 transition.

Missing a tax form could cost you your health insurance savings. Learn why filing correctly is essential for keeping your low ACA premium.

Aetna has announced its exit from the ACA Marketplace starting in 2026, affecting thousands of members nationwide. At Doctor Insurance One, we're committed to guiding our clients through this change with personalized support and plan alternatives. Whether you're a current client or exploring your options, we're here to help you stay covered without disruption.