Enroll or renew
We compare every Marketplace plan sold in Hidalgo County, explain the deductible and the network in plain words, and submit the application with you on the phone.
Obamacare · Rio Grande Valley, Texas
Obamacare health insurance in Rio Grande Valley, with an agent who speaks your language
We are licensed in Texas and we enroll families in Rio Grande Valley every year: we find the plan, apply the tax credit you qualify for and stay with you after. It costs you nothing.
Free help · Licensed in Texas · English and Spanish
Open Enrollment
Nov 1 to Jan 15
Enroll by December 15 and your coverage starts January 1. Lost your coverage, moved or had a baby? You may be able to enroll now.
In Rio Grande Valley
What we do for a family in Rio Grande Valley
The same four things, whether you call from Rio Grande Valley or walk into our office. Each one is free.
Get the tax credit right
Most people who enroll get a tax credit that lowers the monthly price. We estimate your income carefully, so you get what you qualify for and owe nothing back at tax time.
Changes during the year
Moved to Rio Grande Valley, had a baby, got married, lost coverage from a job? Those open a special enrollment window, and we handle the change for you.
Help after you enroll
ID cards, a bill you do not understand, a doctor who says you are not covered, the renewal every fall. You call the same advisor, any month of the year.
No obligation
See prices and plans with no obligation
Know your price before you call. No name, no phone number, no email: put in your ZIP code, your household and what you earn, and the plans for Hidalgo County come back with what each one would cost you.
If you want help, or you would rather someone completed the application with you, a licensed agent does that at no cost and gets you covered.
Doctors and hospitals
Where people in Rio Grande Valley get care
These are the hospitals and systems families in Rio Grande Valley use.
DHR Health South Texas Health System McAllen Rio Grande Regional Hospital Mission Regional Medical Center Valley Baptist Medical Center - Brownsville
Community health centers serving Rio Grande Valley
Nuestra Clinica Del Valle, Inc. Su Clinica New Horizon Health Center
Providers like these are covered by many of the Marketplace carriers sold in Hidalgo County. Which ones a particular plan covers depends on that plan, so ask us and an agent will confirm it with you before you enroll.
Who you can buy from
Marketplace carriers in Hidalgo County
These are the companies selling Marketplace plans where Rio Grande Valley is, for the current plan year. We are appointed to quote and enroll you with them, and we are paid by the carrier, never by you.
- Ambetter
- HCSC Blue Cross and Blue Shield
- Oscar
- UnitedHealthcare
- Wellpoint
Talk to a licensed agent about Rio Grande Valley
One call, in English or Spanish, with somebody who enrolls families in Hidalgo County every week. We do not charge you.
Obamacare in Texas
How enrollment works in Texas
In Texas, Marketplace plans are sold through HealthCare.gov. We are certified with the Marketplace and enroll you through it.
Open Enrollment runs from November 1 to January 15. Enroll by December 15 and your coverage starts January 1. Outside those dates you need a qualifying event, and we check whether you have one.
Plans and prices are set by county. The plans you can buy in Rio Grande Valley are the ones filed for Hidalgo County, and they are not the same as the next county over, which is why a quote starts with your ZIP code.
Doctor Insurance One is licensed in Texas and in 22 other states, so a family that moves away from Rio Grande Valley keeps its advisor.
See plans in Rio Grande ValleyWhere we help
Rio Grande Valley and the area around it
We serve families in Rio Grande Valley and nearby, including McAllen, Mission, Pharr, Edinburg and Brownsville. Everything is done by phone, WhatsApp or the app, in the language you prefer, so where exactly you live changes nothing about the help you get.
Why an agent
Why go through a licensed agent in Rio Grande Valley
The plan costs the same with us or on your own. Marketplace prices are filed rates, and the insurer pays the agency, not you. A mistake on the application, in the income or the household, is what costs people money later. We fill it in with you and check it. You get a person. Not a call centre, not a chatbot: an advisor who knows your plan and answers when you call.
Answers
Questions people in Rio Grande Valley ask us
It depends on your income, your household and the plan you pick, because the tax credit is calculated for you. Many families in Hidalgo County pay well under what the plan lists, and some pay nothing a month. You can see the plans for your ZIP code with your real price before you give anyone your name or phone number.
No. The whole enrollment is done by phone, and you sign on your phone. You can also use WhatsApp or the app. If you are near our Miami office you are welcome to come in, but nobody has to.
Your dates of birth, Social Security numbers or immigration documents for the people who will be on the plan, an estimate of this year's household income, and your address in Rio Grande Valley. If you are missing something we tell you, and we wait.
Usually yes. A move to a new county or state is a qualifying event that opens a 60-day window to enroll or change plans, even outside Open Enrollment. Call us with the date you moved and we check it.
Yes. Every advisor speaks Spanish and English, the application is explained in the language you choose, and so is every call after. Families in Rio Grande Valley switch between the two all the time.
Obamacare in other cities in Texas
Talk to an agent in Rio Grande Valley today
One call is usually enough to know what you qualify for. There is nothing to pay and nothing to sign until you have chosen.
Doctor Insurance One is an independent insurance agency licensed in Texas. It is not the Health Insurance Marketplace and is not affiliated with any government agency.
The hospitals, health centers and insurance companies named on this page are shown for illustration only. None of them endorses, sponsors or is affiliated with Doctor Insurance One, and naming one is not a statement that any plan covers it. Networks and plans change, so a licensed agent confirms what a specific plan covers before you enroll.