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BlogInsurance news you can act on
Enrollment dates, plan changes and coverage rules, explained plainly.
The insurance companies we work with
We work with more than 20 insurance companies, including Ambetter, Cigna, Oscar, Florida Blue and Transamerica. Here is the full list and why it helps you.
We are open later, and on Saturdays, this Open Enrollment
Open Enrollment decides your family's coverage for the whole year, and it arrives when everyone is busiest. So we are answering the phone until 8 pm Miami time on weekdays, and on Saturdays too. Here is when to call from Florida, Texas and the other cities we serve.
Humana and UnitedHealthcare are cancelling Medicare Advantage plans. Here is what to do if yours ends.
Humana and UnitedHealthcare are ending Medicare Advantage plans that cover nearly 1 million people. How to tell if yours is one of them, what happens on January 1 if you do nothing, and the three windows you have to fix it.
Obamacare 2027: what to have ready before enrollment opens November 1
Open Enrollment for 2027 runs November 1 to January 15, and a preview of next year's plans comes first. Use it to bring us your medicines, your doctors, anything planned for 2027 and your income, so you pick the plan that fits, do not overpay, and are not surprised at tax time.
Medicare before December 7: what to do, even if you have no plan
Open enrollment runs October 15 to December 7. It is not only for people who already have a plan. The penalty that never goes away, the 20 percent with no ceiling, and the Medigap door that opens once.
A new Marketplace rule: you have to authorize your agent. Here is how.
Starting this fall, the Marketplace requires you to authorize your agent once a year before we can work on your application. We will send you that request through HealthSherpa, by text or email. It is real, it takes a minute, and without it we cannot renew your coverage for 2027.
It Started With a Lizard: How a Diabetes Medicine Became a Weight-Loss Treatment
Ozempic, Wegovy, Mounjaro and Zepbound were made to treat type 2 diabetes. Then patients started losing weight. How a gut hormone, a desert lizard and a determined scientist led to today's weight-loss medicines, what they can do, and whether your insurance will pay.
Why Medicare open enrollment runs from October 15 to December 7
Every fall, people with Medicare get seven weeks to change their coverage for the next year. For Medicare's first three decades there was no such window, and until 2011 it ended on December 31. What the period is for, where it came from, and why it closes on December 7.
The check that came while she was still here
Elizabeth bought a term life policy just before a trip. Months later she was told she had three to six months to live, and the policy paid her about 90 percent of its value while she was alive. What living benefits are, told through her story.
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